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Credit Cards Users Manual
A credit card is a payment card issued by a bank or financial institution that allows you to borrow money to make purchases, up to a set credit limit. You repay the borrowed amount monthly.
- Pay on Time: Always pay by the due date.
- Pay in Full: Avoid interest by paying the full statement balance.
- Review Statements monthly for errors or fraud.
- Use for Essentials and emergencies, not impulse buys.
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